Skip to main content

Welcome

Menu
Schedule Your Captial Operations Assessment

Terms of Use

Terms of Use

Effective Date: August 30, 2026
Last Updated: August 30, 2026

These Terms of Use (“Terms”) govern your access to and use of gfinancialpartners.com and any Guardian Financial Partners, LLC website, form, resource, course, webinar, scheduling tool, digital product, or online service that links to these Terms.

“Guardian,” “we,” “us,” and “our” refer to Guardian Financial Partners, LLC.

By accessing or using the Site, you agree to these Terms and the Privacy Policy. Do not use the Site if you do not agree.

  1. Eligibility

You must be at least 18 years old and legally capable of entering into an agreement to use paid services, register for programs, or submit business or financial information through the Site.

If you use the Site on behalf of a business or organization, you represent that you have authority to bind that business or organization to these Terms.

  1. Purpose of the Site

The Site provides general information about Guardian, the Guardian Wealth SOP™, financial education, organizational services, courses, webinars, programs, resources, and professional coordination.

Site content is intended for general educational and informational purposes. It is not intended to replace advice from an appropriately licensed or registered professional who has reviewed your complete circumstances.

  1. No Professional or Client Relationship Created by Site Use

Visiting the Site, submitting a contact form, downloading a resource, registering for a webinar, scheduling a Capital Operations Assessment, or communicating with Guardian does not by itself create:

  • An investment-advisory relationship; 
  • A brokerage relationship; 
  • An attorney-client relationship; 
  • An accountant-client relationship; 
  • A tax-preparer relationship; 
  • A fiduciary relationship; 
  • An insurance-client relationship; 
  • A mortgage, lending, or real estate agency relationship; 
  • A government-benefits representation relationship; or 
  • Any other professional relationship. 

A formal relationship with Guardian begins only when the parties enter into an applicable written agreement.

A relationship with an independent licensed or registered professional begins only under that professional’s separate agreement and requirements.

  1. Guardian’s Role

Guardian may provide services such as:

  • General financial education; 
  • Financial-information organization; 
  • Capital and benefits inventories; 
  • Cash-flow and reserve organization; 
  • Goal and obligation mapping; 
  • Administrative operating standards; 
  • Decision checklists; 
  • Implementation support; 
  • Meeting preparation; 
  • Deadline and next-action tracking; 
  • Professional coordination; and 
  • Educational programs and resources. 

Guardian’s role is to organize information, establish operating structure, prepare decision points, and coordinate appropriate next steps.

Clients remain responsible for their decisions.

Appropriately licensed, registered, or credentialed professionals are responsible for regulated recommendations and professional services within their respective fields.

  1. No Investment or Securities Advice

Nothing on the Site constitutes:

  • An offer to sell or solicitation to purchase a security; 
  • A recommendation to buy, sell, hold, exchange, or allocate a security; 
  • Individualized investment advice; 
  • Portfolio management; 
  • Securities analysis prepared for a particular person; 
  • A promise of investment performance; or 
  • A representation that an investment, product, or strategy is suitable for you. 

Guardian Financial Partners, LLC is not acting through the Site as a registered investment adviser, broker-dealer, securities agent, or investment adviser representative.

Any securities or investment-advisory services must be provided separately by an appropriately registered professional or firm under a separate agreement.

  1. No Legal, Tax, Accounting, or Government-Benefits Advice

Site information concerning taxes, estate planning, business structures, Social Security, military benefits, veterans’ benefits, insurance, real estate, credit, or similar subjects is general educational information.

Guardian does not, through the Site:

  • Prepare or file tax returns; 
  • Issue tax opinions; 
  • Provide legal opinions; 
  • Draft wills, trusts, contracts, or other legal instruments; 
  • Determine legal rights or eligibility; 
  • Represent a person before a government agency; 
  • Guarantee benefits, claims, credits, deductions, refunds, approvals, or outcomes; or 
  • Replace advice from an attorney, CPA, enrolled agent, accredited benefits representative, or other qualified professional. 
  1. No Government Affiliation

Guardian Financial Partners, LLC is a private business.

Guardian is not affiliated with, sponsored by, endorsed by, or acting on behalf of:

  • The United States Department of Defense; 
  • The United States Department of Veterans Affairs; 
  • The United States Armed Forces; 
  • The Social Security Administration; 
  • The Internal Revenue Service; 
  • The Small Business Administration; or 
  • Any other federal, state, or local government agency. 

Military terminology, references, imagery, and audience descriptions are used to communicate Guardian’s mission and audience. They do not imply government approval or endorsement.

  1. Your Responsibility for Decisions

You are responsible for evaluating information and deciding whether to act on it.

Before making a significant financial, investment, insurance, tax, legal, benefits, credit, mortgage, real estate, or business decision, obtain advice from a professional who:

  • Holds the appropriate license, registration, accreditation, or credential; 
  • Is authorized to provide the service in your state; 
  • Has reviewed your complete circumstances; and 
  • Has agreed in writing to provide the applicable service. 

Do not rely solely on Site content to decide involving money, legal rights, tax obligations, government benefits, insurance coverage, investments, or another material matter.

  1. Independent Professionals and Referrals

Guardian may identify, introduce, or coordinate with independent professionals.

Unless expressly stated in writing:

  • Independent professionals are not Guardian employees or agents; 
  • Guardian does not control their services; 
  • Guardian does not guarantee their work, recommendations, availability, pricing, licensing, or results; 
  • An introduction is not an endorsement of every service the professional offers; 
  • You are responsible for evaluating the professional; and 
  • You must enter into a separate agreement directly with the professional. 

Any lawful material referral arrangement or compensation received by Guardian will be disclosed when required.

  1. Accuracy and Timeliness

Guardian seeks to provide useful information but does not warrant that every item on the Site is complete, current, error-free, or applicable to every situation.

Financial rules, tax laws, benefits programs, interest rates, products, markets, regulations, and professional requirements may change. Site content may become outdated.

Guardian may correct or update Site content without notice.

  1. Information Submitted Through the Site

You agree to provide information that is accurate and that you are authorized to provide.

Do not use a general Site form, ordinary email, or text message to submit:

  • Social Security numbers; 
  • Complete financial-account numbers; 
  • Passwords or login credentials; 
  • Complete payment-card information; 
  • Tax returns; 
  • Medical or disability records; 
  • Copies of government identification; 
  • Unredacted benefits files; or 
  • Other highly sensitive documents. 

Information submitted before a formal engagement is not protected by an attorney-client, accountant-client, investment-advisory, or similar legal privilege.

Guardian’s Privacy Policy governs Guardian’s handling of personal information.

  1. Telephone, Email, and Text Communications

When you submit a form, you authorize Guardian to respond to your request using the communication method or methods you selected.

Consent to receive marketing calls or text messages is not a condition of purchasing a product or service.

When you separately consent to text messages:

  • Message frequency may vary; 
  • Message and data rates may apply; 
  • You may reply STOP to opt out; and 
  • You may reply HELP for assistance, when supported. 

You may unsubscribe from marketing email using the unsubscribe option provided.

Guardian may continue to send communications reasonably necessary to respond to your inquiry, administer a transaction, confirm an appointment, deliver a requested service, or comply with law.

  1. Purchases, Registrations, and Paid Services

Certain courses, programs, digital products, appointments, or services may require payment.

Additional terms may appear in:

  • A sales page; 
  • Registration page; 
  • Checkout screen; 
  • Order confirmation; 
  • Cancellation or refund policy; 
  • Service description; or 
  • Written engagement agreement. 

Those specific terms are incorporated into these Terms. If there is a conflict, the signed engagement agreement or specific checkout terms will control for the applicable purchase or service.

You agree to provide accurate billing information and authorize the applicable payment processor to process the transaction.

Cancellation, rescheduling, credit, and refund rights are governed by the terms displayed at the time of purchase or included in the applicable agreement.

  1. Webinars, Meetings, and Recordings

Guardian may record a webinar, course, or virtual meeting when advance notice is provided.

A recording may capture:

  • Display names; 
  • Voices; 
  • Images; 
  • Chat messages; 
  • Questions; or 
  • Participant contributions. 

When a session is recorded, you may be permitted to keep your camera off, use a limited display name, or submit a question privately, depending on the program.

You may not record, reproduce, publish, distribute, sell, or publicly share a Guardian session without written permission.

  1. Intellectual Property

The Site and its content—including text, graphics, logos, frameworks, processes, worksheets, course materials, videos, audio, downloads, page designs, and the Guardian Wealth SOP™—are owned by Guardian or used with permission.

Guardian grants you a limited, revocable, nonexclusive, nontransferable license to access Site content for your own lawful personal or internal business use.

Without written permission, you may not:

  • Copy or republish substantial Site content; 
  • Sell, sublicense, or commercially distribute Guardian materials; 
  • Create derivative products from Guardian materials; 
  • Remove copyright, trademark, or ownership notices; 
  • Use Guardian content to create a competing program; 
  • Systematically scrape or extract Site content; 
  • Use Guardian content to train a commercial artificial-intelligence model; or 
  • Use Guardian names, logos, or marks in a way that implies affiliation or endorsement. 

Purchasing a resource grant only the usage rights stated in the applicable purchase terms. Ownership of the underlying intellectual property does not transfer.

  1. Acceptable Use

You may not use the Site to:

  • Violate a law or regulation; 
  • Misrepresent your identity; 
  • Infringe another person’s rights; 
  • Transmit malware or harmful code; 
  • Interfere with Site security or operation; 
  • Attempt unauthorized access; 
  • Collect information about other users; 
  • Submit information you are not authorized to provide; 
  • Send spam or unlawful solicitations; 
  • Harass, threaten, or defraud another person; 
  • Circumvent access restrictions; or 
  • Use automated systems to place an unreasonable burden on the Site. 

Guardian may restrict or terminate access for suspected misuse.

  1. Third-Party Platforms and Links

The Site may use or link to services operated by third parties, including scheduling, videoconferencing, social-media, payment, email, registration, and educational platforms.

Third-party services are governed by their own terms and privacy policies.

Guardian is not responsible for the availability, security, content, accuracy, products, services, conduct, or privacy practices of a third party.

  1. Testimonials and Educational Examples

Testimonials reflect individual experiences and opinions. They do not guarantee that another person will receive the same result.

Examples, scenarios, illustrations, projections, and case studies may be simplified, hypothetical, or based on assumptions. They are educational tools and are not promises of performance or results.

Additional information appears on the Disclosures page.

  1. Disclaimer of Warranties

To the fullest extent permitted by law, the Site and Site content are provided “as is” and “as available.”

Guardian disclaims express and implied warranties, including warranties of:

  • Merchantability; 
  • Fitness for a particular purpose; 
  • Noninfringement; 
  • Accuracy; 
  • Completeness; 
  • Availability; 
  • Security; 
  • Error-free operation; and 
  • Results. 

Guardian does not warrant that the Site will always be available, uninterrupted, current, secure, or free of harmful components.

Nothing in this section limits a warranty that cannot legally be disclaimed.

  1. Limitation of Liability

To the fullest extent permitted by law, Guardian and its owners, officers, employees, contractors, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from Site use.

This includes alleged losses involving:

  • Profits; 
  • Revenue; 
  • Opportunities; 
  • Data; 
  • Business interruption; 
  • Financial decisions; 
  • Investment performance; 
  • Benefits; 
  • Tax consequences; 
  • Credit; 
  • Insurance coverage; or 
  • Reliance on Site content. 

For claims arising solely from use of the Site or an online product, Guardian’s aggregate liability will not exceed the greater of:

  1. The amount you paid Guardian for the specific online product or service giving rise to the claim during the preceding 12 months; or 
  2. One hundred dollars. 

These limitations do not apply to liability that cannot legally be limited. A signed service agreement may contain different provisions that control the services covered by that agreement.

  1. Indemnification

To the fullest extent permitted by law, you agree to indemnify and hold Guardian and its owners, officers, employees, contractors, and agents harmless from claims, damages, obligations, losses, and reasonable expenses resulting from:

  • Your unlawful use of the Site; 
  • Your violation of these Terms; 
  • Information you were not authorized to provide; 
  • Your infringement of another person’s rights; or 
  • Your misuse or unauthorized distribution of Guardian content. 
  1. Suspension and Termination

Guardian may suspend or terminate Site access when reasonably necessary to:

  • Protect security; 
  • Prevent misuse; 
  • Comply with law; 
  • Protect another person; 
  • Investigate a violation; or 
  • Discontinue a Site feature. 

Provisions intended to survive termination—including intellectual-property, disclaimer, limitation-of-liability, indemnification, and governing-law provisions—will survive.

  1. Governing Law and Venue

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Unless applicable law provides otherwise, claims relating solely to these Terms or Site use must be brought in a state or federal court with jurisdiction in Bexar County, Texas.

Nothing in these Terms eliminates a nonwaivable consumer right or remedy provided by applicable law.

  1. Severability, Waiver, and Assignment

If a provision is found unenforceable, it will be limited or removed only to the extent necessary, and the remaining provisions will continue in effect.

Guardian’s failure to enforce a provision is not a waiver.

You may not assign your rights under these Terms without Guardian’s written consent. Guardian may assign these Terms as part of a business reorganization, succession, merger, acquisition, or transfer of assets.

  1. Entire Agreement

These Terms, the Privacy Policy, the Disclosures page, and any applicable purchase or engagement terms constitute the agreement governing Site use.

A signed service agreement controls the specific professional or consulting services covered by that agreement.

  1. Changes to These Terms

Guardian may revise these Terms. Updated Terms will be posted with a revised “Last Updated” date.

Your continued use after an update constitutes acceptance of the revised Terms to the extent permitted by law.

  1. Contact Guardian

Guardian Financial Partners, LLC
P.O. Box 700923 San Antonio, Texas 78270-0923
Telephone: 210-416-6768
Email:  Lisa@gfinancialpartners.com